Dickson & Wilson Insurance Brokers work with local and international insurers to offer competitive, tailored fleet insurance for your private fleet or company fleet vehicles.
Dickson & Wilson Insurance Brokers offers flexible fleet insurance at competitive prices, with introductory discounts available. We’ll search our panel of leading local and international insurers to find the cover that’s right for your fleet – at the best price available. Our fleet insurance experts have vast experience in providing specialist fleet cover for all sizes and types of multi vehicle fleets. We can provide fleet insurance cover for three or more private or commercial vehicles and will cover a vast range of fleet vehicles. This includes fleet cars, fleet vans, lorry fleets, fleet HGVs, taxi fleets and fleet couriers – and any mix of these vehicles. Covering all your fleet vehicles under a single fleet policy will save you both time and money.
How can the cost of it be reduced?
Firstly let’s state the obvious and say that insurance premiums are calculated in accordance with perceived risk. The way to get lower premiums is to decrease that risk, and there are a number of steps that can be taken to achieve this. Theft and vandalism are major concerns and since most of these hazards occur whilst vehicles are unattended some insurance companies will offer reduced quotations if all vehicles are regularly parked up overnight in a secure garage or compound. Dickson & Wilson Insurance Brokers will look at your Commercial Fleet and assess where possible savings can be made to your policy whilst delivering a high standard of cover.
Young drivers on a Fleet policy can sometimes be contentious; insurers look upon younger drivers as a high risk generally, and some have an upper age limit in place. This can mean some policies are expensive and difficult to put in place. We have a list of insurers who can work with us to offer a fleet insurance package that covers all ages across your business fleet and our expert staff are on hand to make the process as smooth as possible.
Staff training is a potential way of reducing insurance costs if drivers are put through approved safety courses, which will not only give the benefits of a potentially lower accident rate but could also teach the drivers how to use driving techniques which will cause less stress on the vehicles as well as less wear and tear on tyres and braking systems, and lower fuel consumption. A competent specialist broker should be able to discuss suitable training systems with insurers on your behalf.
One way of decreasing premiums generally is to look at the possible advantages of having fleet insurance to cover all vehicles that the company owns, rather than insure them separately. Usually it is not only the lorries, trucks and vans which are covered under these policies but also any company owned saloon cars or even personally owned vehicles belonging to members of staff. No matter what the fleet size or combination, Dickson & Wilson Insurance Brokers will deliver the correct solution for your business.
For more information on our insurance products contact us or click get quote for business insurance tailored to suit your needs.